Sell vs. Rent Out Calculator

Should you sell your property or keep it as a rental? Let's compare the numbers.

Your Property

Home Value: $600,000

Mortgage Balance: $300,000

Monthly Mortgage Payment: $2,200

Property Tax Rate: 1.25%

If You Rent It Out

Expected Monthly Rent: $3,000

Vacancy Rate: 5%

Annual Maintenance: 1% of value

Growth Assumptions

Home Appreciation: 4%/yr

Investment Return (if you sell): 7%/yr

Compare Over: 5 years

After 5 Years

Renting out wins by $25,013

Current equity: $300,000 · Net if you sell today: $258,000

Sell & Invest Wealth

$361,858

Rent Out Wealth

$386,871

Monthly cash flow: -$625

Wealth Comparison Over Time

Note: This calculator provides simplified estimates. Actual results depend on tax implications, rental management costs, market conditions, and your personal financial situation. Contact me for a personalized analysis.

Not Sure What To Do With Your Property?

Let's look at your numbers together — I'll give you an honest breakdown of both options.

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