Rent vs. Buy Calculator

See the real numbers — is buying smarter than renting for your situation?

Renting

Monthly Rent: $2,500

$500$6,000

Annual Rent Increase: 5%

Buying

Home Price

Down Payment: 20% ($100,000)

Interest Rate: 6.875%

Home Appreciation: 4%/yr

Compare Over: 7 years

After 7 Years

Buying saves you $226,272

Monthly: $2,500 rent vs. $3,715 ownership

Monthly Rent

$2,500

Monthly Ownership

$3,715

P&I + Tax + Insurance + Maintenance

Cumulative Cost Comparison

Note: This calculator provides estimates for comparison purposes. Actual costs depend on your specific situation, tax benefits, investment alternatives, and market conditions. Contact me for a personalized analysis.

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